Fraud has evolved. Have your defenses?

Fraudsters are using AI tools to move fast and unleash new attack vectors. Is your fraud protection keeping up? 

Visa Acceptance Solutions unites intelligent AI decisioning, seamless authentication, and proactive dispute resolution into an adaptive security stack to keep you ahead of threats.

Fighting fraud across the customer journey

Attacks now happen at every stage of the customer journey, from account takeover and loyalty scams to sophisticated refund abuse and friendly fraud.

Our adaptive, intelligent fraud tools integrate across the customer journey to help protect your revenue, reduce operational strain, and safeguard the customer loyalty you've worked so hard to build.

Intelligent decisioning with AI

Real-time, AI-driven threat detection can spot and stop fraud before it impacts your revenue.

Our machine learning models adapt to emerging threats, tapping into shared intelligence from across the Visa network for smarter, faster, automated decisions.

Smart, secure authentication

Reduce checkout friction and boost approvals with secure, multi-layered authentication protocols.

Our data-driven approach centers on a frictionless verification experience for genuine customers while adding robust protections against fraud.

Prevent disputes before they start

Move from reactive chargeback management to proactive dispute prevention.

With real-time transaction alerts and automated resolution tools, you can solve issues before they escalate, protecting both your revenue and customer relationships.

See how Visa's adaptive AI helps identify fraud patterns

Visa processes over 322 billion annual transactions1 and has issued over 4.8 billion credentials2 worldwide. Our adaptive AI learns in real-time to make smarter decisions, helping to prevent fraudulent transactions and reduce false declines that could cost you sales.

Visa ranked #2 on the Fortune AIQ50

From fighting fraud with AI since 1993 to enabling the next wave of agentic commerce, Visa’s AI journey is about trust, scale, and impact. Honored to see our AI leadership recognized by Fortune by being ranked #2 in their inaugural AIQ 50 list, highlighting companies making a measurable impact in AI.

Always ahead. Never outpaced.

Fraud never stops evolving—and neither do we. With Visa’s advanced, unified protection working in the background, you’re free to move faster, sell smarter, and focus on winning what’s next.

Connect with our team to learn more about how to stay ahead of fraudsters with our integrated fraud protection platform.

Built for modern commerce—and ready for whatever comes next.




1 For the 12 months ended June 30, 2025; total volume includes payments and cash volume and total transactions include payments and cash transactions
2 Card data at March 31, 2025