Pre-validate credentials
An integrated Visa solution
Frictionless transactions that help improve security and increase revenue are now within reach. Account Verification is an integrated Visa solution that quickly validates payment credentials saved in customer accounts, creating a smoother checkout experience for everyone.
Help prevent declines by pre-validating credentials when the final purchase amount is unknown.
Ease merchant pain points
Help merchants maximize revenue and mitigate fraud by reducing payment friction.
Build trust with customers
Add an extra layer of security and build trust with customers by fighting credential misuse.
How it works
Customer initiates a transaction
When a customer initiates a transaction, the merchant sends a zero-amount account verification on their payment account.
Verification request is sent for validation
The verification request quickly passes from the merchant’s bank (the acquirer) to Visa and the customer’s bank (the issuer), who validates it.
Response
The issuer response is sent back to the merchant, who can then store the validated credential or customer account for future use.
Upgrade customer experiences with simple integration
See how Account Verification helps reduce payment friction so merchants can boost authorizations and deliver better experiences for their customers.
Let’s talk payments
Reach out to us to learn how Visa Account Verification can make payment experiences more seamless.