Data-driven authentication for secure online checkout

Payer Authentication protects transactions and builds trust by sharing rich data between merchants and issuers via EMV® 3‑D Secure¹ to stop fraud and approve more orders.

Let’s stop fraud

Authenticate customers with confidence

Identify genuine customers in real time with rich data exchange and intelligent authentication, helping you approve more sales, detect fraud before authorisation, and align with global compliance standards.

Enhanced security at checkout

Keep checkout smooth for trusted customers and add verification only when needed—balancing security, approvals, and liability protection.

Approve more good customers

Recognise good customers and reduce false declines with detailed insights—protecting your revenue and customer experience.

Support regional compliance requirements

Meet PSD2 Strong Customer Authentication and other regional standards with broad issuer coverage and adaptable technology.

Cultivate strong relationships with a smooth, secure customer experience

Get in touch

You’re one step closer to taking your payment solutions to a whole new level. Once you complete the form, we’ll be in touch with next steps.

A Visa team member will email you start a conversation that will help us assess how we can best support you.
If we’re a good fit, we can begin to discuss pricing information, product demos, bundling, integration, and more.

First name*

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Business email*

Job title*

Company*

Business Phone*

Country*

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How many online transactions do you process per year?*

Tell us what areas are top of mind for you - select all that apply:

Verification

Authorisation

Lifecycle management

Settlement and reporting

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¹ EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. The EMV trademark is owned by EMVCo, LLC.